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Why Some "Minor" Accidents Result in Major Settlements

Why Some "Minor" Accidents Result in Major Settlements
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When it comes to personal injury cases, motor vehicle accidents are usually what most people think of. However, personal injury can also result from a slip and fall, a dog bite, a defective product and much more. Personal injury can be best described in legal terms as an injury to you caused by another person's negligence.

From a Minor Accident to a Major Headache

For example, a little fender-bender could lead to a costly headache. It might appear merely as a minor car accident, but the injuries you sustained when the other vehicle hit your car could mean something else.

 Not every car crash results in catastrophic injuries, but even a minor accident can lead to serious injuries. Every motor vehicle accident is unique, from the size and weight of the vehicle involved to the speed of the collision, to the type of fender-bender, etc.

 Personal injury is not a one-size-fits-all. You, the victim, could have suffered whiplash, a sprained disc, a shoulder injury, a sprained knee, a concussion or worse. It's essential to seek medical attention as soon as possible. Some injuries have delayed symptoms that may not appear until weeks following the accident.

 Proof of the Full Extent of One's Damages

If you are the victim of a motor vehicle accident, even a minor one, it's important to gather evidence before you submit an insurance claim. Insurance companies will determine your settlement offer based on the level of damage. In other words, you must be able to offer proof of the full extent of your damages. This will help ensure maximum compensation.

 Keep a detailed record of photos and/or video of the accident scene and your injuries. Gather eyewitness statements, police statements, keep track of medical records and bills, as well as pay stubs to show lost wages regarding time off from work.

 Evidence makes your case stronger, whether it is negotiating with an insurance company or handing these records over to a personal injury lawyer to fight for your rights. 

Physical/Mental Injuries, Financial Implications

An experienced personal injury lawyer can help the accident victim (plaintiff) receive compensation or damages for the harm caused by a negligent party. You may have physical and/or mental injuries, may have lost income, high medical expenses, and a lost quality of life, where you are now unable to pursue hobbies or enjoy daily activities.

 These are some of the contributing factors that can lead to large settlements:

  • Injury Severity
  • Long-term Impact
  • Economic Damages
  • Non-Economic Damages
  • Liability
  • Insurance Coverage
  • State Laws

 A knowledgeable personal injury attorney can investigate the circumstances of your accident, gather the appropriate documents, manage the insurance claims process, negotiate with the insurer and take your case to trial if necessary. A sharp personal injury legal team will navigate the precise legal steps to maximize your overall compensation award.

The Difference of a Seasoned Personal Injury Lawyer

Personal injury cases are all unique and can become complicated quickly. If in the case of a seemingly minor injury, you may wonder if you need to seek the help of a personal injury lawyer. If you encounter issues such as unclear fault, complicated accidents involving multiple vehicles or insurance company problems such as delays or lowball claims, you may benefit from hiring legal counsel. An experienced legal team can guide you through the case and advocate on your behalf.

Martin Gasparian

Martin Gasparian

Martin Gasparian is the founder of Maison Law, a California Personal Injury Law Firm. His practice focuses on helping injury victims know their rights and recover just compensation.

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